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Jim Jaworski

Central WI Real Estate
Wausau, WI 54401
Real Estate Broker
715-571-1156
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Avoiding Financial Stress

By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money.

It is still true that the better qualifications you have, the lower your interest rate will be. However, there are mortgages available for almost everyone; it's the interest rates or the down payments that vary.

Before speaking with a lender, know what monthly dollar amount you feel comfortable committing to. Then when you discuss mortgage pre-approval with your lender, it is easier for you to determine the monthly amount and what value of home the monthly amount translates into. Do not put yourself in the position where you will be paying more each month than you intended simply because the dream home requires it.

Do your research on the types of mortgages available to you and find the one that best suits your needs. There are a number of considerations to be made in terms of finding the best mortgage for each individual:

  • What type of market are you in? Are the interest rates falling or rising?
  • Do you want a fixed mortgage rate, where you will always know what your payment is going to be?
  • What are your long-term goals? Do you intend to resell the property? Do you only need the mortgage for a short time?
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Jim Jaworski
Central WI Real Estate

2610 Stewart Ave Suite 120
Wausau, WI 54401
Phone: 715-571-1156
Email: jim@centralwisconsinRE.com

Testimonials Page


Angela Wenman Biese  recommends Central WI Real Estate.
August 31 · 

Jim is a wonderful realtor for your commercial or residential real estate sale or purchase - he was both a buying agent and a selling agent for us on several occasions and we could not have made a better choice. His knowledge of the local market and experience are second to none!

Kenneth Krouse reviewed Central WI Real Estate — 5 star
June 25 · 

Jim is a very straight-forward, knowledgeable, and successful realtor who I would not hesitate a second to call on again if needed. Thanks to Jim, we priced our house $15,000 higher than another realtor suggested we list it at, and we got our asking price. Jim helped us through the entire process and helped to make it a lot less stressful experience. I also know Jim to be a very dedicated and involved family man and solid individual.

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